📋 These Terms & Conditions apply to all citinow apk members in Malaysia 🔒 Your data is protected with SSL encryption 256-bit ✅ Account registration is free – minimum age 18 years old 💳 Minimum deposit RM 20 via Touch 'n Go, DuitNow & more 🎁 Welcome Bonus of up to RM 1,000 subject to rollover requirements ⚡ Withdrawals processed within 5–15 minutes for all members 📋 These Terms & Conditions apply to all citinow apk members in Malaysia 🔒 Your data is protected with SSL encryption 256-bit ✅ Account registration is free – minimum age 18 years old 💳 Minimum deposit RM 20 via Touch 'n Go, DuitNow & more 🎁 Welcome Bonus of up to RM 1,000 subject to rollover requirements ⚡ Withdrawals processed within 5–15 minutes for all members

📋 Official Documents

Citinow APK Terms & Conditions – A Complete Platform Usage Guide for Malaysian Players

Before you start using citinow apk, please read and fully understand these terms & conditions. This document outlines your rights and responsibilities as a platform member, as well as our commitment to providing a safe, fair, and enjoyable gaming experience in Malaysia.

Last updated: 1 January 2026  |  Version: 3.2 Effective Immediately
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Terms & Conditions
By registering or using citinow apk, you agree to comply with all terms set out in this document.
11 main sections
Plain English – easy to understand
Updated 2026
Comply with Malaysian law

Key Summary of Citinow APK Terms & Conditions

Six key things you need to know before using our platform

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Age Restriction: 18 and Above

Citinow apk is an entertainment platform that is for individuals aged 18 and above only. Registration by individuals under the minimum age is strictly prohibited. We reserve the right to request age verification at any time and to close any non-compliant account without compensation.

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One Account Per Individual

Each individual is only permitted to hold one active account on citinow apk. Creating multiple accounts under the same individual is a serious violation that may result in all related accounts being suspended and balances refunded after deducting any bonuses already used. You are responsible for keeping your account information secure.

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Deposit & Withdrawal

The minimum deposit is RM 20 via Touch 'n Go eWallet, DuitNow, GrabPay, Boost, ShopeePay, or FPX (Maybank2u, CIMB Clicks). The minimum withdrawal is RM 50 and is processed within 5–15 minutes. For security and anti-money laundering purposes, the withdrawal method must match the deposit method used for each transaction.

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Bonus & Promotions Terms

All bonuses on citinow apk are subject to rollover requirements that are clearly stated at the time of the promotion. The Welcome Bonus carries a rollover requirement of 5x the bonus value within 30 days. Bonuses cannot be transferred or cashed out before the rollover requirement is met. Only one active bonus is permitted at any one time.

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Game Rules & Betting

All Live Casino game results (Baccarat, Roulette, Blackjack) are final once the round or hand has closed. Technical interruptions that occur after a bet has been placed does not allow the cancellation of bets. Citinow apk reserves the right to void any bets suspected of involving fraud or system manipulation.

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Security & Privacy

Citinow apk protects your data with 256-bit SSL encryption and complies with Malaysia's Personal Data Protection Act 2010 (PDPA). You are responsible for keeping your password and account login details secure. Any suspicious activity must be reported to our support team immediately. immediately.

1

Acceptance of Terms & Conditions

These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("User" or "Member") and citinow apk ("Platform", "We", or "Citinow APK"). By registering an account, logging in, making a deposit, or using any service provided by citinow apk, you confirm that you have read, understood, and agreed to be bound by all the terms set out in this document.

If you do not agree with any part of these terms, you must immediately stop using the citinow apk platform and not proceed with registration or login. Continued use of the platform following any amendments to the Terms constitutes acceptance of the revised terms.

Important Note: These Terms constitute the agreement between you and citinow apk. Please save a copy or bookmark this page for future reference. We recommend reviewing these terms periodically to ensure you remain up to date.

2

Eligibility & Registration Requirements

To register and use citinow apk, you must meet all of the following eligibility requirements without exception:

  • Be at least 18 years old on the date of registration
  • Is a legally competent individual entitled to enter into this agreement
  • Not being located in a jurisdiction where the use of online gambling platforms is prohibited
  • Not currently under an active self-exclusion program on any gambling platform
  • Provide accurate, truthful, and up-to-date information during registration
  • Has never had a citinow apk account closed due to a previous breach of terms

Citinow apk reserves the right to request identity verification documents (MyKad or passport) at any time to confirm your eligibility. Failure to provide the required documents within the specified timeframe may result in your account being temporarily suspended until verification is completed.

Age Restriction Notice: citinow apk uses a multi-tier age verification system. Any individual under 18 who successfully registers using false information will have their account closed immediately and all funds returned to their legal guardian.

3

User Account & Security

Every citinow apk member is only permitted to hold one (1) active account. Registering, using, or controlling multiple accounts by the same individual is strictly prohibited and constitutes a serious violation of these terms.

You are solely responsible for:

  • Keeping your password and account login details confidential
  • All activity that takes place under your account, whether carried out by you or not
  • Notify citinow apk immediately via live chat or email if you suspect unauthorized access to your account
  • Keeping your account details (name, phone number, payment method) accurate and up to date at all times

Citinow apk uses 256-bit SSL encryption to protect all your account information. Two-factor authentication (2FA) is available and strongly recommended for an added layer of security. citinow apk will never ask for your password via email, live chat, or any other communication channel – if anyone does so on our behalf, it is a scam.

4

Deposit & Payment Methods

Citinow apk accepts deposits via the following Malaysian local payment methods only:

Payment Methods Minimum Limit Maximum Limit Processing Time
Touch 'n Go eWallet RM 20 RM 5,000/day 1–2 minutes
DuitNow RM 20 RM 10,000/day 1–3 minutes
GrabPay RM 20 RM 5,000/day 1–2 minutes
Boost RM 20 RM 3,000/day 1–2 minutes
ShopeePay RM 20 RM 3,000/day 1–2 minutes
FPX (Maybank2u / CIMB Clicks) RM 30 RM 30,000/day 2–5 minutes

All deposits are final once confirmed by the payment system. citinow apk is not responsible for delays caused by third-party payment service providers. Deposited funds may only be used for gameplay within the citinow apk platform and cannot be transferred to other users.

Anti-Money Laundering: citinow apk is fully compliant with the Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001 (AMLA). All suspicious transactions will be investigated and reported to the relevant authorities.

5

Winnings Withdrawal

Winnings withdrawals on citinow apk are subject to the following conditions:

  • The minimum withdrawal amount is RM 50 per transaction
  • Withdrawals must be made using the same payment method that was same with your original deposit within 30 days
  • All applicable bonus rollover requirements must be fully met before any bonus balance can be withdrawn
  • Your first withdrawal may require additional identity verification (KYC) before it can be processed
  • Citinow apk reserves the right to request proof of payment method ownership for withdrawals exceeding RM 5,000.
Membership Tier Withdrawal Processing Time Daily Withdrawal Limit
Bronze 5–15 minutes RM 10,000
Silver 5–10 minutes RM 20,000
Gold VIP 3 minutes RM 50,000
Platinum VIP 3 minutes RM 100,000
Diamond VIP Instant No limit

Citinow apk does not charge any processing fees for standard withdrawals. However, some payment service providers may impose their own fees — this is beyond citinow apk's control.

6

Bonus & Promotions

All bonuses and promotions offered by citinow apk are subject to the specific terms stated alongside each offer. The general conditions that apply to all bonuses are as follows:

  • Welcome Bonus: Up to RM 1,000 for new members, subject to a 5x rollover requirement on the bonus value within 30 calendar days
  • One Active Bonus: Only one (1) active bonus is permitted at any one time. You may not claim a new bonus until your current bonus has been completed or has expired
  • Rollover Requirement: Bets that count towards rollover include all Live Casino, slots, jackpot, and virtual sports wagers at the rates specified in each promotion
  • Low Stakes Bet: Citinow apk reserves the right to void bonuses and related winnings if the system detects betting patterns specifically designed to meet rollover requirements with minimal risk (for example, simultaneously betting on Banker and Player in Baccarat)
  • Bonus Validity Period: Bonuses not used within the stipulated period will be automatically forfeited without notice
  • One Bonus Per Household: Only one welcome bonus is permitted per household, IP address, or shared device

Citinow apk reserves the right to modify, suspend, or withdraw any bonus or promotion at any time with reasonable notice. citinow apk's decisions regarding bonus eligibility are final.

7

Game Rules & Betting

All games on citinow apk – including Live Casino (Baccarat, Roulette, Blackjack), Slots, Progressive Jackpots, and Virtual Sports – are subject to the following rules:

  • All game outcomes are final once the round, hand, or event has concluded
  • Bets that have been placed cannot be cancelled once the betting window has been closed by the dealer or the system
  • In the event of a technical interruption during an active game, citinow apk will refer to the recorded system logs to determine the valid outcome.
  • Player-side internet disruptions do not void bets that have been successfully placed in the system
  • Citinow apk works with independently audited, world-class game providers to ensure the stated RTP fairness is upheld

For Virtual Sports (EPL football, Malaysia Super League, badminton, e-sports, and more), bets placed before an event begins are final. Changes to the event schedule (postponements, cancellations) will be handled in accordance with citinow apk's virtual sports rules, which can be reviewed by contacting our support team.

Anti-Fraud: Any attempt to manipulate game outcomes, exploit software bugs, or use automated software (bots) is strictly prohibited and will result in immediate account closure and forfeiture of all balances.

8

Responsible Gaming

Citinow apk is fully committed to responsible gambling practices. We provide the following tools to help you play within healthy limits:

  • Daily/Weekly/Monthly Deposit Limit: Set deposit limits based on your financial means in your account settings
  • Session Loss Limit: Set a maximum loss amount you are comfortable with for a single playing session
  • Time Limit: Set a daily time limit on your gaming sessions to ensure a healthy entertainment experience
  • Temporary Break: Suspend your account for 24 hours, 7 days, or 30 days whenever you need a break
  • Self-Exclusion: Permanently close your account if you feel you need to distance yourself from gambling for an extended period.

Citinow apk will not contact you to encourage you to play more or deposit larger amounts. All marketing communications from us can be turned off at any time in your account settings. If you or someone you care about needs help with problem gambling, please contact Talian Kasih 15999 (24 hours, free of charge).

9

Usage Prohibitions & Restrictions

The following are strictly prohibited and constitutes a serious violation of citinow apk's terms:

  • Registration or use of an account by individuals under the age of 18
  • Ownership or use of multiple accounts by the same individual
  • Using another person's personal information for registration or transactions
  • Use of automation software, bots, or any tools that simulate human actions
  • Exploiting bugs, technical vulnerabilities, or system errors to gain unauthorised advantages
  • Any form of collusion between players to manipulate game outcomes
  • Using the platform for money laundering or any other illegal activities
  • Attempting to transfer account balances between different players
  • Sharing or disclosing account information to third parties without authorisation from citinow apk

Any breach of the above prohibitions will result in immediate account closure. citinow apk reserves the right to withhold balances linked to suspicious activity while an investigation is ongoing and to report to the relevant authorities where necessary.

10

Liability Limits & Disclaimer

Citinow apk operates as an online entertainment platform and provides its services on an "as is" basis. To the extent permitted under applicable Malaysian law:

  • Citinow apk bears no liability for any financial losses arising from gambling activity on the platform, including losses resulting from unfavourable game outcomes.
  • Citinow apk is not liable for service disruptions caused by third-party providers (game suppliers, payment providers, telecommunications providers)
  • Citinow apk bears no liability for losses arising from unauthorised access to your account resulting from your own negligence in safeguarding your login details.
  • All game outcomes are determined by audited random number generators and inspected physical equipment – citinow apk is not responsible for any undesired game results

Citinow apk's maximum liability in any claim is limited to the total amount you have deposited in the 30 days preceding the claim in question. Malaysian law applies to all claims relating to the use of this platform.

11

Terms Amendment & Contact Us

Citinow apk reserves the right to amend, update, or replace any part of these terms at any time. Members will be notified of significant changes via in-account notifications, registered email, or platform announcements with at least 7 calendar days before taking effect.

Continued use of the citinow apk platform after the effective date of any amendment constitutes acceptance of the revised terms. If you do not agree with the changes, you must stop using the platform and contact us to proceed with an orderly account closure.

For any enquiries regarding these Terms & Conditions or your use of the citinow apk platform, please reach out to our team:

  • Live Chat: Available in-platform 24/7 – response time under 2 minutes
  • Email: support@citinowapk.net – response within 24 hours
  • Support language: Bahasa Melayu and English

By using citinow apk, you confirm that you have read, understood, and accepted all terms & conditions contained in this document. Thank you for trusting citinow apk as your preferred entertainment platform.

Understanding citinow apk Terms & Conditions – A Quick Guide for Malaysian Players

For many Malaysian players, terms & conditions documents are often overlooked — whether due to the length of the legal text, its lack of readability, or simply the eagerness to start playing right away. Citinow apk understands this. That's why we've structured these terms in the most accessible format possible, in English, with a visual summary at the top and the full content reachable via quick navigation. Our goal isn't to keep you from playing — rather, we want to make sure you know your rights and what you can expect from citinow apk.

One of the most common questions new citinow apk members ask is about the bonus rollover requirement — and understandably so, since it directly involves the money you deposit and the bonus funds you receive. In short, a rollover means you need to place bets totalling a specified amount before your bonus balance can be converted to withdrawable cash. For citinow apk's Welcome Bonus, the rollover requirement is 5x the bonus value. For example, if you receive a bonus of RM 200, you must wager a total of RM 1,000 before you can withdraw the bonus-related funds. This is a completely standard requirement in the online casino industry and is actually lower than what most other platforms offer. All bets on Baccarat, Roulette, Blackjack, slots, and virtual sports count in full toward the rollover with no deductions.

The security provisions in citinow apk's terms are among the most comprehensive in Malaysia's online casino industry. We don't simply mention "SSL encryption" as a marketing point — it is a technical standard that undergoes independent auditing every year. More importantly, citinow apk has a clearly defined policy on what we do and do not do with your data. We do not sell your data to advertisers. We do not use your data to target you with ads on other platforms. Your transaction records and game history belong to you and will only be shared with the relevant authorities if required by a court order or a Malaysian law enforcement agency.

When it comes to deposits and withdrawals, citinow apk takes a highly practical, user-friendly approach. Every payment method we offer is one that Malaysians already use in their daily lives — Touch 'n Go for tolls and food payments, DuitNow for instant bank transfers, GrabPay for Grab services, and Maybank2u or CIMB Clicks for everyday banking. We don't ask you to set up an unfamiliar digital wallet or create an account on a complicated international payment platform. The methods already on your phone are the ones we accept.

One point we want to highlight specifically is the prohibition on multiple accounts. citinow apk has a highly sophisticated detection system that identifies linked accounts based on IP address, device, payment information, and behavioural patterns. This is not merely a formality — it is an operational requirement that ensures fairness for all players and prevents abuse of the bonus system. If you have accidentally registered two accounts (for example, by re-registering after forgetting your password), please contact our support team right away. We will help resolve the situation without penalty, provided your intent was genuine and not an attempt to exploit the system.

Citinow apk's responsible gambling programme is among the most comprehensive of any online casino platform in Malaysia. We provide deposit limit, loss limit, session time limit, cooling-off period, and self-exclusion tools because we genuinely believe that good entertainment is entertainment that lasts. Playing at citinow apk should bring enjoyment, not stress or financial strain. If at any point you feel that gambling is starting to affect your daily life, family relationships, or finances, please use the self-exclusion tool available in your account or contact Talian Kasih 15999 for free and confidential support.

In closing, the citinow apk terms & conditions are not designed to confuse or inconvenience you. They exist to protect both parties – you as the player, and us as the platform provider. By understanding these terms, you can play with greater confidence, know what to expect in every situation, and make better-informed decisions. citinow apk is always happy to answer any questions about these terms – reach us via live chat within the platform at any time, and we will be glad to assist you.

FAQ – Terms & Conditions of Citinow APK

The rollover requirement refers to the total wagering amount you must reach before bonus funds can be withdrawn. For citinow apk's Welcome Bonus (5x rollover), if you receive a bonus of RM 200, you must place bets totalling RM 1,000 (RM 200 × 5 = RM 1,000) within 30 days. All bets on Baccarat, Roulette, Blackjack, slots, jackpots, and virtual sports count in full toward the rollover. Simultaneously betting on both Banker and Player in Baccarat (hedging) does not count and may result in bonus cancellation.

No. citinow apk uses a multi-tier detection system capable of identifying linked accounts even when different phone numbers are used. Each individual is permitted only one active account, regardless of how many phone numbers, email addresses, or devices are used. If you have forgotten your existing account password, use the "Forgot Password" function or contact our customer support team for account recovery assistance.

If your internet connection drops after your bet has been successfully placed in the system, the bet will be processed as normal and the outcome recorded in the system log. Once you reconnect, your account balance will reflect the game results that occurred during the disconnection. citinow apk maintains a full log of every hand and round – if you believe there is a discrepancy, please contact our support team with the date and time of the relevant session for investigation.

citinow apk retains records of your account, transactions, and game history for a minimum of 5 years following account closure, in accordance with Malaysian legal requirements (AMLA and PDPA). You may request access to your records at any time while your account is active. After account closure, record requests can be submitted within the first 12 months by emailing support@citinowapk.net.

To permanently close your citinow apk account, contact our support team via live chat or email (support@citinowapk.net). Please ensure you have completed all active rollover requirements and withdrawn all eligible balances before submitting your closure request. The closure process takes 1–3 business days. Once your account is closed, you will not be able to open a new account using the same details. If the closure is due to a gambling-related concern, we will process your request promptly and connect you with relevant support resources.

Progressive jackpot winnings exceeding RM 10,000 may require an additional verification process (full KYC) before withdrawal. This is standard procedure to ensure security and compliance with anti-money laundering requirements. Verification typically takes 1–3 business days. For VIP Gold members and above with complete account records, the process is usually faster. Jackpot winnings are paid in full with no deductions from citinow apk, though very large winnings may be processed in instalments.
Privacy Policy & Your Data Protection

All your personal data and account information on citinow apk is protected with 256-bit SSL encryption and handled in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA). We do not share, sell, or disclose your information to any third party without your consent. Read our full privacy policy for more details on how we handle your data safely and responsibly.

Read the Full Privacy Policy

Responsible Gambling – citinow apk's Top Priority

The citinow apk platform is for entertainment purposes only. Never play with money you cannot afford to lose. Set deposit and loss limits in your account before you start playing. citinow apk for individuals aged 18 and above only. If you need assistance with problem gambling, please contact Talian Kasih 15999 (free, 24 hours).

Learn More About Responsible Gambling
18+ Only
Play smart & responsibly
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Understood Our Terms? Start Playing Now

Create a free citinow apk account in just 2 minutes. Claim your Welcome Bonus of up to RM 1,000 and enjoy 500+ Live Casino, Jackpot, & Virtual Sports games – with guaranteed security and fairness.

For individuals aged 18 and above only. Please gamble responsibly.

Bahasa Melayu